We claim that we want jobs, more small businesses, more
opportunity for minorities, but it's all a big façade, because if we
really wanted that we wouldn't be doing what we are doing to small
businesses, solo professionals, and the self-employed. We have too much
regulatory oversight attempting to regulate morality, you can't, you
cannot fight human nature. Still, we are making things worse in our
schools with this politically correct pragmatic way of teaching, that
"everything is negotiable" and there is no right answer, oh yah and at
Harvard now you are allowed to cheat on the tests as we've heard in the
media.
Now
these, kids forgo their 3rd year law school tuition in trade for
working for the government for 5-years, then they make all these
regulations, even though they've never had a job or worked in the
industry. Think I am kidding, I'm not, and worse after working for the
government they conveniently take that revolving door and go work for
the other side - probably after they realize all the damage they've done
in government. Let me give you ONE example, but I could continue to for
45-hours straight after all I've seen in the private sector.
For
instance, FINRA has a new 3-hour test that financial planners must take.
No eating, bathroom breaks, and if you fail to pass one of the sections
you lose your license. Further, the questions are purposefully tricky,
double negatives, and ambiguous and it is hard to tell what the answer
is. If you don't speak English well, you will not be able to pass the
test. Then they treat you like crap at the testing center, which is not
conveniently located as many people have to travel 100s of miles to get
there.
Plus, you have to take a study course, pay for it, and
pass, just to be able to take the test. Worst of all you have to take
the damn thing every year, a different version with different questions
and all the new regulations that Washington DC feels are needed to
protect the so-called consumer investor. These are the same investors
whose complaints are deemed to be faked or false 75% of the time by an
actual government SEC study, as those investors simply made bad
investments and tried to hang it on their advisors.
Now we have
consumers and investors who are not responsible for their investments or
choices. These rules and regulations are made by regulators who've
never been in the field before due to Congressional instructions after
bills that no one reads are passed and the test company lobbyists help
write the bills sending in their own lawyers the day before the bill is
presented to Congress for vote, but everyone just has to wait until the
pass it to see what was in it. Do you doubt what I'm saying, well then I
suggest you read this book:
"What Makes You Think We Read the
Bills?" by Senator H.L. "Bill" Richardson, Caroline House Books,
Chicago, IL, 1978, pages, ISBN: 0-916054-78-0.
Yes, this book was
written in 1978 but realize the problem still exists, as I quoted above
Nancy Pelosi's famous remarks the night before the Obama Care vote
(Affordable Health Care Act). You know what we need, we need a "Red
Magic Marker Committee" to line out about 2/3 of all the Federal, State,
County, and City rules and regulations on small business which do
nothing more than waste everyone's time and destroy business efficiency.
Next,
we need a rule or law which states that if you make a new law you have
to delete five old ones. And if you pass an omnibus bill, every
Congressperson must sign that they personally read it, or a member of
their staff did, along with which pages each person supposedly read;
under penalty of perjury with enforcement and prison sentences for
violations. Lastly, all Testing Companies or Regulatory Compliance
Service Firms must register any and all campaign contributions to all
decision makers and all committee meetings attended or correspondence to
regulators in public rule making sessions.
Enough is a enough - let's take back Washington DC - They work for us, we don't work for them.
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